Looking for underwriting requirements? …..Click on the “Underwriting” tab above and select “Guidelines & Requirements”.

Client with a particular ailment or challenging medical history? ….Try the “XREA” selection above or ask us for a Questionnaire on a specific medical impairment, avocation, and foreign travel/nationals.

We’re continually working to make Impaired Risk underwriting easier and better for your clients. There are many benefits to choosing us as your underwriting specialists:

· Access to top carriers with products specifically designed for rated cases and Table shaving programs and guaranteed/simplified issue for uninsurable clients

· Term issued up to age 80 and permanent up to age 90

Aggressive case negotiation with carrier underwriters results in better case placement

Our Reference Library offers a glossary of medical information, questions to ask your client, and much more.

Best of all, our staff is available to discuss a case with you right over the phone!