Advanced Sales

Our specialty is customizing creative solutions based on your clients’ individual needs and providing you with all the back-office support necessary to get you from concept to close. We have staff members to assist you, including attorneys, multiple CFP®s, ChFCs, and CLUs, with over 140 years of collective industry experience. In addition, we have access to some of the top attorneys and law firms in the country. We have specialized resources to provide solutions for:

Wealth Transfer Planning

  • Asset/Annuity Max
  • Asset Freeze Techniques
  • B-Trust Funding with Life Insurance
  • Business Valuations (provided by an outside organization for a fee)
  • Generation Skipping and Dynasty Trusts
  • Lifetime Giving
  • Pension Maximization
  • PEP – Tellus Exclusive
  • Planning for International Clients, including Insuring Foreign Nationals
  • Planning with Family Partnerships
  • Premium Financing
  • Private Split Dollar
  • Sales to Defective Trusts
  • Special Needs and Discretionary Trusts
  • Spousal Access Trusts
  • Use of GRATs and Sales to Grantor Trusts

Charitable Planning

  • Charitable Giving with Life Insurance
  • Charitable Lead Trusts (Inter vivos and Testamentary)
  • Charitable Remainder Trusts
  • Leveraging Qualified Plans/IRAs and Charities
  • NIMCRUTs with Life Insurance
  • Private Foundations

 

Business Planning

  • Accounts Receivable Financing
  • Business Review – Tellus Exclusive
  • Business Succession (Entity, Cross Purchases, Trustee, or Insurance LLCs)
  • Captive Insurance Companies
  • Corporate Split Dollar
  • Key Person Insurance
  • Life Insurance in Qualified Plans
  • Non-qualified Deferred Compensation (with the help of nationally recognized firms)